Platform Overview

AI-Powered Deal Intelligence,
End to End.

From raw sponsor PDF to institutional-grade analysis, preliminary spreading, and a clear recommendation — every step automated, every assumption stress-tested.

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◆ Intelligent Extraction

Every Data Point. Automatically.

Our AI reads the full sponsor package — rent rolls, T-12 operating statements, pro formas, sponsor financials, market comps — and extracts structured data with institutional precision. No more 2-4 hours of manual data entry per package.

  • Rent rolls parsed unit-by-unit with lease terms, escalations, concessions, and vacancy identification
  • T-12 and trailing financials normalized to your chart of accounts with line-item mapping
  • Sponsor PFS, schedule of RE, liquidity summaries, and guarantor net worth auto-extracted
  • Supports multi-file packages, scanned PDFs with OCR, and email-forwarded deals from brokers
  • Property details, purchase price, renovation costs, and unit mix captured automatically
Extracted Deal SummaryPARSED
Key Data
PropertyMiramar Industrial Portfolio
TypeIndustrial — 10 Units — 98,201 SF
Address7429 Riviera Blvd, Miramar, FL
Purchase Price$23,700,000
Loan Request$15,400,000
NOI$1,410,391
Debt Yield9.2%
Sponsor
Primary SponsorRedfearn Capital
Key PrincipalAlexander P. Redfearn
Co-SponsorTPG Angelo Gordon
Guarantor StructureStandard Carve-Outs
◆ Preliminary Sizing & Excel Spreading

Independent Sizing. Assumptions Stress-Tested. Excel Ready.

DealCommand runs its own underwriting model alongside the sponsor's assumptions — sizing the loan on DSCR, LTV, and debt yield constraints while flagging every assumption that doesn't pass the common sense test.

  • Auto-calculates max loan on DSCR (1.20x–1.35x), LTV (65%–75%), and DY (7%–9%) with binding constraint identification
  • Flags aggressive rent growth, unrealistic cap rate compression, and overstated NOI vs. market comps
  • Three-scenario analysis: Sponsor Provided, AI-Adjusted (conservative), and User Override with editable cells
  • Full amortization schedule generated with monthly P&I, balloon payment calculation, and rate sensitivity
  • Breakeven occupancy, downside stress analysis, and expense ratio benchmarking included automatically
◆ Export to Excel

Every deal generates a downloadable Excel workbook with Deal Summary, Scenario Analysis (Sponsor vs. AI-Adjusted vs. User Override), and a full Amortization Schedule. RMs can override assumptions in the yellow cells for deeper sensitivity analysis — giving underwriting a head start from day one.

Income & Expenses — AI Pro FormaSAVED
Sponsor
AI Pro Forma
+ Custom
RevenueAmount$/SF%EGI
Gross Potential Rent$2,334,008$23.77105.5%
Less: Vacancy (5.5%)($121,678)$1.245.5%
Effective Gross Income$2,212,330$22.53100%
Insurance($171,852)$1.757.8%
Real Estate Taxes($411,018)$4.1918.6%
Management Fee (3.5%)($77,432)$0.793.5%
Other Operating($146,441)$1.496.6%
Total OpEx($806,743)$8.2236.5%
Net Operating Income$1,405,587$14.3163.5%
Cap Rate6.0%
Value$23,426,450
Interest Rate7.25%
Term / Amort5yr / 25yr
Maximum Loan Amount
$12,778,064
Export to Excel
Generate Term Sheet
◆ Credit Policy & Appetite Check

Policy Compliant? In Appetite? Instantly.

Every deal is automatically checked against your institution's credit policy parameters and current lending appetite — no more chasing credit officers for a preliminary thumbs-up. Know in seconds whether a deal is worth pursuing.

  • Configurable rules: LTV caps, DSCR floors, DY minimums, asset type limits, and recourse requirements
  • Concentration limits by geography, asset class, sponsor exposure, and loan size
  • Auto-flag policy exceptions with required documentation notes and escalation triggers
  • Recourse / non-recourse thresholds and guarantor requirements automatically checked
  • Bank appetite overlay: which asset classes, geographies, and deal sizes your institution is actively pursuing
Credit Policy Check100%
Compliance: 100%
Completeness: 100%
All 5 Compliant 5
LTVCP-006
AmortizationCP-007
MaturityCP-008
DSCRCP-009
Lien PositionCP-010
Bank Appetite77%
We prefer properties in Miami-Dade, Broward, and Palm Beach countiesBA-001
We love light-industrial centersBA-009
Our ideal deal size is between $3M and $10M USDBA-012
We prefer rent-stable Multifamily apartmentsBA-004
◆ Market Analysis

Submarket Intelligence. Data-Driven Context.

Every deal gets an automated market analysis — scoring the location, identifying nearby comparable properties, and surfacing key market strengths and concerns that inform underwriting decisions.

  • Market score (0–100) based on submarket fundamentals, supply pipeline, demographic trends, and economic indicators
  • Nearby business and property identification within a configurable radius for competitive context
  • Submarket vacancy rates, absorption trends, and new construction pipeline analysis
  • Rent growth trajectory and cap rate comparables from recent transactions
  • Key strengths and concerns summarized with supporting data sources and confidence levels
Market Analysis75 / 100
LocationMiramar, Florida
Market Score75 / 100
Miramar, FL — Industrial Corridor
Nearby Businesses19 found within 2mi radius
Key Strengths
Key Concerns
◆ AI Decision Engine

One Unified Recommendation. Five Dimensions Scored.

DealCommand synthesizes every analysis — extraction, sizing, credit policy, bank appetite, sponsor diligence, and market conditions — into a single composite recommendation with full transparency into the reasoning.

  • Five-dimensional scoring: Completeness, Sponsor Risk, Policy Compliance, Market Conditions, and Bank Appetite
  • Clear recommendation: Move Forward, Conditional Move Forward, or Reject — with confidence level
  • AI-generated narrative explaining the rationale, highlighting strengths, and flagging conditions
  • Conditions for approval clearly itemized when recommendation is Conditional
  • Full audit trail: every score, rule check, and data point traceable to its source document
AI RecommendationCONDITIONAL
Conditional Move Forward
Assessment Scores
Completeness100%
Sponsor Risk93%
Credit Policy100%
Market Conditions75%
Bank Appetite77%
AI Reasoning: Strong sponsor profile and full policy compliance support this deal. Loan amount of $15.4M exceeds the bank's preferred range of $3M–$10M, and the property type (Industrial) does not align with the multifamily preference. Recommend proceeding with committee review of the appetite exceptions.
Conditions
1. Committee approval for deal size exception (BA-012)
2. Confirm sponsor liquidity post-close meets 10% threshold
3. Updated Phase I environmental for industrial use
◆ Deal Chat

Ask Anything. Get Answers Instantly.

Every deal comes with an AI assistant that has read the entire sponsor package. Ask questions about loan terms, property details, financials, sponsor background, or market conditions — and get instant, source-referenced answers.

  • Natural language Q&A grounded in the actual deal documents — no hallucinated data
  • Source references link back to specific pages and sections of the uploaded package
  • Compare scenarios: "What happens to DSCR if rates increase 50bps?"
  • Generate summaries, talking points, or credit memo sections on demand
  • Full conversation history preserved for audit trail and team collaboration
Deal Chat — AI AssistantONLINE
What is the in-place NOI and how does it compare to the pro forma?
The in-place NOI is $1,410,391 based on the trailing 12-month operating statement. The sponsor's pro forma projects NOI of $1,587,200, representing a 12.5% increase driven primarily by assumed rent growth of 4.2% and a reduction in vacancy from 5.5% to 3.0%.

The AI-adjusted pro forma is more conservative at $1,405,587, maintaining current vacancy and applying market-standard expense growth.

Sources: T-12 Operating Statement (pg. 14), Sponsor Pro Forma (pg. 22)
What are the key risks I should flag for credit committee?
Based on the full analysis, the key risks to flag are:

1. Deal Size Exception — $15.4M exceeds the bank's preferred range of $3M–$10M (BA-012)
2. Insurance Cost Trend — South Florida insurance costs rose 18% YoY; current policy expires in 8 months
3. Tenant Concentration — Top 3 tenants represent 47% of gross rent with staggered lease expirations in 2027–2028

Sources: Bank Appetite Rules, Insurance Schedule (pg. 31), Rent Roll (pg. 8)
Ask about loan terms, property details, financials...
Send
◆ Configurable Settings

Your Rules. Your Appetite. Fully Customizable.

Every institution has unique credit policies and lending preferences. DealCommand lets you configure credit policy rules, bank appetite parameters, and rate assumptions — so every deal is evaluated against your specific standards.

  • Credit policy rules: set LTV caps, DSCR floors, amortization limits, and maturity constraints by asset class
  • Bank appetite rules: define geographic preferences, deal size ranges, and property type priorities in natural language
  • Rate configuration: base rates, spread assumptions, and stress test parameters
  • Rule-level enable/disable toggles for quick policy adjustments without deleting configurations
  • Import/export rule sets for multi-bank deployments or regulatory audit requirements
Settings — Credit Policy Rules31 RULES
Credit Policy
Bank Appetite
Rates
RuleApplicabilityFieldEnabled
LTV CapAll CREMax 75%
Min DSCRAll CREMin 1.20x
AmortizationAll CREMax 30yr
MaturityAll CREMax 10yr
Lien PositionAll CRE1st Lien Only
Min Debt YieldNon-RecourseMin 7.0%
Sponsor NWAll CREMin 1.0x Loan
Env. Phase IIndustrialRequired
+ Add Rule
Import
Export
Outputs & Actions

From Analysis to Action.

Every analysis produces actionable outputs that accelerate your lending workflow — from initial screening through term sheet delivery.

01

AI Deal Memo

Institutional-quality narrative summary covering property, sponsor, market, sizing, and risk assessment — ready for credit committee review.

02

Excel Spreading Workbook

Full loan sizing with 3 scenarios (Sponsor, AI-Adjusted, User Override), amortization schedule, and editable cells for deeper sensitivity analysis during underwriting.

03

Pre-Filled Term Sheet

Auto-generated Word document with loan amount, rate, term, amortization, covenants, and conditions — populated from the AI analysis.

04

Sponsor Email

Draft communication to the broker or sponsor with next steps — send directly from the platform or export to your email client.

Stop Reading Packages.
Start Closing Deals.

See DealCommand in action with your own sponsor packages. Schedule a 30-minute demo with our CRE specialists.